Students Beware: Campus Crime Continues

Students Beware: Campus Crime Continues

College students are smart to consider protecting themselves with renters insurance.

The FBI’s Uniform Crime Reporting data indicates that in 2015 the University of Arizona reported 598 property crimes, burglaries, and thefts. This is down from the 687 property crimes that were reported in 2014. 

College students in Tucson are not the only ones vulnerable to property crimes or financial losses.  Nationwide, the 2015 FBI data also reports 69,502 property crimes occurred on 684 schools who provided their information.   In addition, according to the 2015 Clery Act reports on campus crime, colleges and universities reported 1,926 fires within on-campus student housing.

As a result, it is not surprising that a majority of state insurance commissioners recommend college students consider renters insurance.  “While property crimes like burglary and campus fires are on ongoing problem on many college campuses, the good news is that there is a way for students and their families to protect themselves designed just for college students,” said John Fees, co-founder of GradGuard, an authority on protecting the investment of college students and their families and a leading provider of renters insurance to schools nationwide.

Fees continued “GradGuard’s college renters insurance is unique because it includes an exclusive student endorsement that provides affordable coverage that features a low-deductible, world-wide property coverage, and no credit check. For about $.50 cents a day, students can protect themselves against financial losses making renters insurance a smart move for college students and their families.”

With so much money at stake, Fees suggests that college students make-a-plan in case their property is stolen or damaged by a fire or water damage or if they are found responsible for damages they may cause. As a result, college students and their families are smart to consider purchasing renters insurance before the start of school.

The Top 3 Reasons Renters Insurance is a Smart Decision for College Students:


  1. If you can’t afford to replace your backpack, bicycle or computer.– Renters insurance can replace your stolen or damaged property.  Renters insurance can cover those costs and help you get back to classes, without the added stress of a financial loss.
  2. If your school does not replace stolen or damaged property? – In a 2017 survey of student housing leaders, 98% of schools report that they do not replace stolen or damaged student property. Be sure to check with your school to see what their policy is and how much money is at risk.  
  3. If you can’t afford to pay for damages you cause? True renters insurance includes personal liability protection and can help pay for unintentional damages when a student cannot.

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